The Orion Resource Group, Inc. (“Orion”) provides this forum, as a service to its members and to the public. The following terms and conditions (“Terms and Conditions”) govern your use of this Web Site (the “Web Site” or “Site” or ‘’Website”). Your use of this Web Site constitutes your acceptance of these Terms and Conditions and your agreement to be legally bound by them. If you do not agree with these Terms and Conditions, you should immediately exit this Website. You represent and warrant that you are at least 18 years of age and that you have the legal right and ability to enter this Agreement and to use this Site in accordance with the terms and conditions set forth herein, and all applicable laws and regulations. Users further acknowledge that their interaction and conduct on the Site shall not violate the rights of any third party, nor be offensive, defamatory, profane, obscene, threatening, or sexually explicit.

Proprietary Rights

Except where indicated, The Orion Resource Group, Inc. is the owner of the copyright in the content of the Site and expressly reserves all rights therein (hereinafter referred to as “Orion”). Removing or altering the copyright notice on any material on the Site is expressly prohibited. Except where indicated, Orion owns all trademarks, service marks, logos, or other proprietary content featured on the Site. By posting material, the posting party warrants and represents that it either owns the copyright with respect to such material or has received express, written permission from the copyright owner, and that they believe the data or material posted to be accurate. In addition, the posting party grants Orion a non-exclusive, worldwide, irrevocable, perpetual right and license to display, copy, reproduce, modify, publish, distribute, transmit, print and use such information or other material. This site, and all materials contained therein, are protected by U.S. federal, state, and common law, including, but not limited to, copyright law, and trademark law.

Use of Site Content

Any commercial use, distribution, reproduction, publication, display, modification of Site content, other than uses explicitly authorized by Orion, is expressly prohibited. We are not responsible for the opinions and statements made by third parties on the Web Site. Orion expressly reserves the right to remove any content it deems offensive, defamatory, abusive, sexually explicit, or otherwise in violation of a third party’s rights. Parts of this website may be restricted to certain users, such as to members of Orion. To gain access to and use certain portions of the website you may need to register or join and select a user name and password. Users are responsible for maintaining their password as confidential. Orion reserves the right to delete or deactivate a user’s password or account or suspend, terminate, or limit a user’s access to the website, and membership, at its sole discretion, and without notice.

No Legal or Related-Services or Advice

This website may contain general information relating to matters of a legal nature. This information is not, and should not be treated as, legal advice. You must not rely on the information provided on this Site as an alternative to legal advice from an attorney or other professional legal services provider. Any specific questions about a legal matter should be reviewed with an attorney or other professional legal services provider. No attorney-client relationship is established between you and Orion, nor any of its members, by reason of your use of this Web Site, your selection of an elder care professional from our directory, or under any circumstances whatsoever. You should never delay seeking legal advice, disregard said advice, or consider legal action based solely on information on this Site. This is not a referral service and the listings do not constitute a referral or endorsement.

No Medical Services or Advice

This Web Site is designed to provide general information about elder and senior care matters. You must not rely on the information on this website as an alternative to seeking medical or other similar advice from a doctor or other type of care or wellness provider. Nothing contained, expressed or implied, in the Web Site is intended as nor shall be construed as medical advice. If you have any specific questions about any medical matter you should consult your doctor or other professional healthcare provider. No doctor-patient relationship is established between you and Orion, nor any of its members, by reason of your use of this Web Site, your selection of an elder care professional from our directory, or under any circumstances whatsoever. If you think you may be suffering from any medical condition you should seek immediate medical attention directly from your personal healthcare provider. You should never delay seeking medical advice, disregard medical advice, or discontinue any medical treatment because of information you may have viewed on this Web Site. This is not a referral service and the listings do not constitute a referral or endorsement.

No Financial or Investment Services or Advice

This Web Site is designed to provide general information about elder and senior care matters. You must not rely on the information on this website as an alternative to seeking financial, investment or other similar advice from a financial services professional or other type of financial services provider or consultant. Nothing contained, expressed or implied, in the Web Site is intended as nor shall be construed as financial advice. If you have any specific questions about any financial matter you should consult your own financial service advisors. No fiduciary relationship is established between you and Orion, nor any of its members, by reason of your use of this Web Site, your selection of an elder care professional from our directory, or under any circumstances whatsoever. This is not a referral service and the listings do not constitute a referral or endorsement.

Privacy Policy

Orion also has a Privacy Policy stating what information we collect about visitors to our Web Site, how that information is used and secured, and explaining your options in amending the information we have, and how we may use information we have collected about you via the Web Site. Click here to view our Privacy Policy, which is incorporated by reference, as if set forth fully herein.

Corrections and Changes

While we endeavor to keep the materials on the Web Site up to date, Orion cannot assume responsibility for any errors or omissions in these materials, whether that content is user-contributed or otherwise. Orion further does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained within these materials. Orion may make changes to these materials, or to the products or services described herein, at any time without notice, and makes no commitment to update the information contained herein. Orion reserves the right to terminate your access to the Site in the event that you violate these Terms and Conditions, or for any reason whatsoever.

Links to Other Web Sites

This Site may include links to other Internet Web sites for the convenience of users in identifying information and services that may be of interest. Users of the Web Site acknowledge that these third-party sites are maintained by persons or organizations over which Orion exercises no control, and Orion expressly disclaims any responsibility for the content, the accuracy of the information and/or quality of products or services provided by or advertised on these third-party sites. Orion does not control, endorse, promote, or have any affiliation with any other Web Site unless expressly stated.

Disclaimer of Warranty and Liability

USE OF THIS SITE IS ENTIRELY AT YOUR OWN RISK. NEITHER ORION NOR ITS AFFILIATES SHALL BE LIABLE TO YOU IN RELATION TO THE CONTENTS OF, USE OF, OR OTHERWISE IN CONNECTION WITH, THIS WEB SITE. THIS WEB SITE IS PROVIDED “AS IS” WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. ORION SHALL NOT BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, WHICH MAY RESULT FROM THE USE OF, ACCESS TO, OR INABILITY TO USE THIS WEB SITE OR THE MATERIALS CONTAINED ON THIS WEB SITE.

Indemnification

You agree to defend, indemnify, and hold harmless Orion, its affiliates, and all of their respective directors, members, officers, employees, representatives, partners, shareholders, principals, agents, predecessors, successors, assigns, attorneys, and independent contractors, from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs, and expenses (including attorney’s fees and litigation expenses) relating to or arising from your use of the Web Site, and/or any breach by you of these Terms and Conditions.

Governing Law and Jurisdiction

These Terms and Conditions will be governed by and construed in accordance with the laws of the State of New York, without reference to its choice of law rules. By accessing, viewing, or using the material on the Site, you consent to resolving all legal disputes arising in connection with this website in New York City using either alternative dispute resolution methods or traditional courts, at the discretion of Orion. This Web Site is controlled and operated within the United States. Orion makes no representation that materials in the Web Site are appropriate or available for use in other locations, and access to them from territories where their contents are illegal is prohibited. Those who choose to access this Web Site from other locations assume responsibility for doing so and are fully responsible for compliance with applicable local laws.

Conflict of terms
In the event of a conflict between the provisions of these terms and conditions and any other relevant terms and conditions, policies or notices, these terms and conditions shall prevail, unless otherwise expressly indicated in another document.

Severability

Any provision of any relevant terms and conditions, policies and notices, which is or becomes unenforceable in any jurisdiction, whether due to being void, invalidity, illegality, unlawfulness or for any reason whatever, shall, in such jurisdiction only and only to the extent that it is so unenforceable, be treated as void and the remaining provisions of any relevant terms and conditions, policies and notices shall remain in full force and effect.

These Terms and Conditions constitute the entire agreement between you and Orion with respect to your use of the Web Site. If any provision of these Terms and Conditions is held to be invalid or unenforceable for any reason, that will not affect the remaining portions, which will remain in full force and effect. You acknowledge that, in providing you access to and use of the Web Site, Orion has relied on your agreement to be legally bound by these Terms and Conditions. Orion reserves the right to revise, modify or amend these Terms of Use at any time. If you do not receive an email at your ‘account email’, your first visit to our site after the policies have been updated will constitute your acknowledgement and acceptance of those policies, as amended. Your provision of an email address to us, designated as an ‘account email’, constitutes your agreement for us to communicate with you through that email address.